It's possible to trade profitably on the Forex, the nearly $2 trillion worldwide currency exchange market. But the odds are against you, even more so if you don't prepare and plan your trades. According to a 2014 Bloomberg report, several analyses of retail Forex trading, including one by the National Futures Association (NFA), the industry's regulatory body, concluded that more than two out of three Forex traders lose money. This suggests that self-education and caution are recommended. Here are some approaches that may improve your odds of taking a profit. Prepare Before You Begin Trading Because the Forex market is highly leveraged -- as much as 50 to 1 -- it can have the same appeal as buying a lottery ticket: some small chance of making a killing. This, however, isn't trading; it's gambling, with the odds long against you. A better way of entering the Forex market is to carefully prepare. Beginning with a practice account is helpful and risk-free. While you're trading in your practice account, read the most frequently recommended Forex trading books, among them Currency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination, by Michael R. Rosenberg is short, not too sweet and highly admired introduction to the Forex market. Forex Strategies: Best Forex Strategies for High Profits and Reduced Risk, by Matthew Maybury is an excellent introduction to Forex trading. The Little Book of Currency Trading: How to Make Big Profits in the World of Forex, by Kathy Lien is another concise introduction that has stood the test of time. All three are available on Amazon. Rosenberg's book, unfortunately, is pricey, but it's widely available in public libraries. "Trading in the Zone: Master the Market with Confidence, Discipline and a Winning Attitude," by Mark Douglas is another good book that's available on Amazon, and, again, somewhat pricey, although the Kindle edition is not. Use the information gained from your reading to plan your trades before plunging in. The more you change your plan, the more you end up in trouble and the less likely that elusive forex profit will end up in your pocket. Diversify and Limit Your Risks Two strategies that belong in every trader's arsenal are: Diversification: Traders who execute many small traders, particularly in different markets where the correlation between markets is low, have a better chance of making a profit. Putting all your money in one big trade is always a bad idea. Familiarize yourself with ways guaranteeing a profit on an already profitable order, such as a trailing stop, and of limiting losses using stop and limit orders. These strategies and more are covered in the recommended books. Novice traders often make the mistake of concentrating on how to win; it's even more important to understand how to limit your losses. Be Patient Forex traders, particularly beginners, are prone to getting nervous if a trade does not go their way immediately, or if the trade goes into a little profit they get itchy to pull the plug and walk away with a small profit that could have been a significant profit with little downside risk using appropriate risk reduction strategies. In "On Any Given Sunday," Al Pacino reminds us that "football is a game of inches." That's a winning attitude in the Forex market as well. Remember that you are going to win some trades and lose others. Take satisfaction in the accumulation of a few more wins than losses. Over time, that could make you rich!


Enjoy an easy and most delicious breakfast that is always a crowd pleaser, Berries and Cream Stuffed French Toast Croissants! A perfect Thanksgiving, Christmas or New Year’s Day breakfast!
Bring the low-fat cream cheese to room temperature, makes it easier to blend.
Using almond extract brings a different flavor that I prefer, vanilla extract works as well.
The cream cheese layer is thin because it packs a lot of flavor.
I use bananas and fresh raspberries. Feel free to adjust the fruit to your families taste.
When fresh fruit is unavailable, add fresh fruit preserves to the base of the croissant, also delicious.
Use your impeccably clean hands to carefully coat the croissants with the egg wash and flip them with the egg mixture to keep the fruit inside.
An easy and tasty breakfast filled with a creamy stuffing from bananas, raspberries and cream cheese! A perfect breakfast for special mornings like Christmas, New Years and Mothers Day.

  • 4 croissants, sliced in half
  • butter flavored non-stick cooking spray
Cream Cheese Filling
  • 4 ounces low-fat cream cheese, room temperature
  • 1 1/2 Tablespoons confectioner sugar
  • 1 Tablespoon orange juice
  • 1/4 teaspoon pure almond extract
  • 2 bananas, sliced thin
  • 16 raspberries
French Toast Batter
  • 2 large eggs
  • 1/2 cup low-fat milk
  • 1 teaspooon ground cinnamon
  • 1/2 teaspoon pure vanilla extract
  • blueberries, raspberries, confectioners sugar and maple syrup optional toppings
  1. In a small bowl combine the cream cheese, confectioners sugar, orange juice and almond extract. Set aside. 
  2. Preheat a skillet over medium heat or a griddle to 350 degrees. 
  3. To a large bowl add and whisk to eggs, low-fat milk, ground cinnamon and vanilla extract. Set aside. 
  4. On the bottom of each croissant, add 2 Tablespoons of the cream, banana slices and 4 raspberries. Place top on each croissant. 
  5. Spray the griddle with the non-stick cooking spray. 
  6. Place each croissant into the egg wash. Carefully flip to coat the croissants to cover completely each croissant and place on griddle or pan. 
  7. Cook on each side about 4 minutes to cook completely through. 
  8. Serve with extra fruit and pure maple syrup.
Recipe Notes
Adjust fruit according to your family. 
Any nutritional data I provide is an approximation and actual dietary information can vary based on ingredients and portion sizes 



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